Mortgage bonds are among the largest bonds that are currently offered by financial institutions to the general public. These types of bonds have become extremely popular with the American public, particular with investors because of its potential to provide high return rates. Over the past few years, however, fluctuations on the economic market have caused the value of the mortgage bonds to fluctuate erratically. As such, the acquisition of mortgage bonds as a form of investment requires not only some special knowledge on the way how the economic market has been changing. A.